Median federal debt at exit
Median federal debt at exit at Vantage Career Center rose 14% between 2019 and 2020 ($10.5k → $12.0k).
Van Wert, Ohio. 158 undergraduate students. 6 programs in the federal Field-of-Study dataset.
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
Median federal debt at exit at Vantage Career Center rose 14% between 2019 and 2020 ($10.5k → $12.0k).
Undergraduate enrollment at Vantage Career Center rose 58% between 2021 and 2024 (66 → 104).
150%-time completion fell 12 pp at Vantage Career Center vs the 2003–2007 baseline (77.1% vs 89.5%).
First-year retention at Vantage Career Center rose 19% between 2006 and 2009 (73.0% → 86.8%).
Each tile compares this institution to the Ohio median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Median federal debt $6,827 amortized over 10 years vs. median earnings $33,875 (10y after entry).
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
0 → 104
29.0% → 11.7%
$24,100 → $33,875
$18,000 → $37,510
$17,300 → $36,131
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
Federal privacy rules suppressed earnings for Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma at Vantage Career Center(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
Median earnings describe what cohorts earned. They do not describe what attending Vantage Career Center caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.