CIP 2401 · Associate's Degree · Montgomery County Community College

Liberal Arts and Sciences, General Studies and Humanities at Montgomery County Community College

Federal outcomes for associate's degree graduates of Montgomery County Community College. 312 completers in the most recent 4-year window (380 in the latest year alone). Median earnings 5 years after completion: $43,660.

MEDIAN EARNINGS · 5Y
$43,660
Pennsylvania CIP-4 median $39,566
MEDIAN EARNINGS · 4Y
$36,017
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$10,500
At program completion
COMPLETERS · 4Y WINDOW
312
380 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Montgomery County Community College

3.2%
0%8% · GE20%+

Median federal debt $10,500 amortized over 10 years vs. median 5-year earnings $43,660.

Statewide CIP-4 peer median

3.5%
0%8% · GE20%+

Same debt against the Pennsylvania CIP 2401 peer-median earnings $39,566.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$10,500
$11,000$10,49920142018
Median federal debt at program exit.FoS
COMPLETERS · 20142019312
54331220142019
Annual completers (IPEDS C).IPEDS
ANNUAL COMPLETERS · 20142019-23%

Liberal Arts and Sciences, General Studies and Humanities at Montgomery County Community College · annual completers fell

543 → 312

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$137,386
Over 40 years, discounted 5.0%
BREAKEVEN
Year 14
First year cumulative discounted earnings cross zero
graduationbreakeven · year 14year 0year 39
Cost per year
$10,740
HS-only baseline · PA
$38,100
Years to complete
2
CIP family
24

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →