Puerto Rico · Public · Predominantly bachelor's

University of Puerto Rico-Humacao

Humacao, Puerto Rico. 2,555 undergraduate students. 23 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at University of Puerto Rico-Humacao

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

ENROLLMENT CLIFF · TRENDING WORSE-38%

Undergraduate enrollment

Undergraduate enrollment fell 38% at University of Puerto Rico-Humacao vs the 2003–2007 baseline (2.6k vs 4.1k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at University of Puerto Rico-Humacao fell 100% between 2021 and 2024 (4.1% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE-21%

100%-time completion

100%-time completion at University of Puerto Rico-Humacao fell 21% between 2021 and 2024 (12.1% → 9.6%).

LONG-ARC SHIFT · TRENDING BETTER+11%

Undergraduate enrollment

Undergraduate enrollment at University of Puerto Rico-Humacao rose 11% between 2006 and 2009 (4.1k → 4.5k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Puerto Rico

Each tile compares this institution to the Puerto Rico median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$29,521+48% · 6→10y
Puerto Rico median $23,370
MEDIAN EARNINGS · 6Y
$20,013
Treasury earnings · 6y post-entry
COMPLETION · 150%
52.9%+3% · '97→'24
Puerto Rico median 52.5%
MEDIAN FEDERAL DEBT
$5,500+57% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
2,555+12% · '96→'09
latest IPEDS
RETENTION
74.8%-7% · '04→'24
first-time, full-time
ADMISSION RATE
58.5%-15% · '01→'24
latest cohort
IN-STATE TUITION
$5,364+331% · '00→'24
out-of-state $5,364
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

2.5%
0%8% · GE20%+

Median federal debt $5,500 amortized over 10 years vs. median earnings $29,521 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620094,510
4,5103,92619962009
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997202447.1%
57%43%19972024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$5,500
$5,500$3,50019972020
Median federal student debt at exit.SCORECARD
COMPLETION · 100% · 19972024-24%

University of Puerto Rico-Humacao · completion · 100% fell

12.7% → 9.6%

IN-STATE TUITION · 20002024+331%

University of Puerto Rico-Humacao · in-state tuition rose

$1,245 → $5,364

OUT-OF-STATE TUITION · 20002024+331%

University of Puerto Rico-Humacao · out-of-state tuition rose

$1,245 → $5,364

MEDIAN DEBT · 19972020+57%

University of Puerto Rico-Humacao · median debt rose

$3,500 → $5,500

COHORT DEFAULT RATE · 20112024-100%

University of Puerto Rico-Humacao · cohort default rate fell

12.5% → 0.0%

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at University of Puerto Rico-Humacao

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$153,366
Over 40 years, discounted 5.0%
BREAKEVEN
Year 16
First year cumulative discounted earnings cross zero
graduationbreakeven · year 16year 0year 39
Cost per year
$15,920
HS-only baseline · PR
$22,400
Years to complete
4
CIP family
52

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

University of Puerto Rico-Humacao graduates earn $X” — not “University of Puerto Rico-Humacao makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending University of Puerto Rico-Humacao caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →