+19%
Median federal debt at exit
Median federal debt at exit at California Lutheran University rose 19% between 2007 and 2010 ($10.5k → $12.5k).
California · Private nonprofit · Predominantly bachelor's
California Lutheran University
Thousand Oaks, California. 2,374 undergraduate students. 75 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at California Lutheran University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at California Lutheran University fell 100% between 2021 and 2024 (1.0% → 0.0%).
+14%
In-state tuition
In-state tuition at California Lutheran University rose 14% between 2021 and 2024 ($46.0k → $52.6k).
+14%
Out-of-state tuition
Out-of-state tuition at California Lutheran University rose 14% between 2021 and 2024 ($46.0k → $52.6k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. California
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$68,712+25% · 6→10y
California median $42,588$54,981
Treasury earnings · 6y post-entry74.0%+37% · '99→'24
California median 61.3%$18,970+23% · '97→'10
At program completion2,374+68% · '96→'10
latest IPEDS80.6%+1% · '04→'24
first-time, full-time88.9%-9% · '01→'24
latest cohort$50,670+209% · '00→'24
out-of-state $50,670SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.7%Median federal debt $18,970 amortized over 10 years vs. median earnings $68,712 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+37%
California Lutheran University · completion · 150% rose
50.8% → 69.6%
+38%
California Lutheran University · completion · 100% rose
45.1% → 62.1%
+68%
California Lutheran University · undergrad enrollment rose
1,508 → 2,533
+209%
California Lutheran University · in-state tuition rose
$17,000 → $52,560
+209%
California Lutheran University · out-of-state tuition rose
$17,000 → $52,560
+23%
California Lutheran University · median debt rose
$10,125 → $12,500
-100%
California Lutheran University · cohort default rate fell
2.8% → 0.0%
+92%
California Lutheran University · pell share rose
16.2% → 31.1%
+27%
California Lutheran University · earnings_median_8yr rose
$50,700 → $64,258
+21%
California Lutheran University · earnings_median_6yr rose
$45,400 → $54,981
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Educational Administration and Supervision.$126,913Finance and Financial Management Services.$118,504Educational Administration and Supervision.$94,831Computer Science.$91,699Special Education and Teaching.$80,821Business Administration, Management and Operations.$77,556Biology, General.$77,378Accounting and Related Services.$77,276Student Counseling and Personnel Services.$69,710Criminal Justice and Corrections.$67,177Communication, Journalism, and Related Programs, Other.$65,117Mental and Social Health Services and Allied Professions.$63,049Public Administration.$62,241Psychology, General.$62,074Liberal Arts and Sciences, General Studies and Humanities.$59,025Political Science and Government.$57,657Health and Physical Education/Fitness.$56,496Communication and Media Studies.$53,593
SECTION 06 · BY CIP FAMILY
18 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
COMMUNICATION & JOURNALISM · CIP 09
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“California Lutheran University graduates earn $X” — not “California Lutheran University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending California Lutheran University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.