-30%
Undergraduate enrollment
Undergraduate enrollment fell 30% at Saint Mary's College of California vs the 2004–2008 baseline (2.0k vs 2.9k).
California · Private nonprofit · Predominantly bachelor's
Saint Mary's College of California
Moraga, California. 2,024 undergraduate students. 83 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
Earnings, completion, debt, and enrollment anomalies at Saint Mary's College of California
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+20%
Median federal debt at exit
Median federal debt at exit at Saint Mary's College of California rose 20% between 2007 and 2010 ($11.6k → $14.0k).
+14%
In-state tuition
In-state tuition at Saint Mary's College of California rose 14% between 2007 and 2010 ($31.1k → $35.4k).
+12%
Out-of-state tuition
Out-of-state tuition at Saint Mary's College of California rose 12% between 2021 and 2024 ($51.8k → $57.8k).
SECTION 01 · OUTCOMES SNAPSHOT
Saint Mary's College of California earnings, debt, and completion vs. the California median
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$78,812+31% · 6→10y
California median $42,588$60,388
Treasury earnings · 6y post-entry69.0%+14% · '97→'24
California median 61.3%$19,500+27% · '97→'10
At program completion2,024+2% · '96→'10
latest IPEDS85.1%-5% · '04→'10
first-time, full-time88.6%+12% · '01→'24
latest cohort$56,134+94% · '00→'10
out-of-state $56,134SECTION 02 · EARNINGS HORIZONS
How Saint Mary's College of California earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings at Saint Mary's College of California
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.3%Median federal debt $19,500 amortized over 10 years vs. median earnings $78,812 (10y after entry).
SECTION 04 · LONG ARC
Saint Mary's College of California enrollment, completion, and debt over time
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+94%
Saint Mary's College of California · in-state tuition rose
$18,255 → $35,430
+217%
Saint Mary's College of California · out-of-state tuition rose
$18,255 → $57,803
+27%
Saint Mary's College of California · median debt rose
$11,000 → $14,000
-100%
Saint Mary's College of California · cohort default rate fell
7.0% → 0.0%
+412%
Saint Mary's College of California · pell share rose
5.9% → 30.0%
+24%
Saint Mary's College of California · earnings_median_8yr rose
$58,300 → $72,012
SECTION 05 · PROGRAMS
Saint Mary's College of California programs ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Business Administration, Management and Operations$167,609Accounting and Related Services$112,485Accounting and Related Services$107,316Economics$97,033Business/Commerce, General$95,040Educational Administration and Supervision$93,700Teacher Education and Professional Development, Specific Levels and Methods$74,099Health Professions and Related Clinical Sciences, Other$73,418Student Counseling and Personnel Services$71,831Sociology$70,004Communication and Media Studies$69,855Political Science and Government$67,807Biology, General$65,439Psychology, Other$65,376Health and Physical Education/Fitness$63,474Liberal Arts and Sciences, General Studies and Humanities$63,470English Language and Literature, General$57,008Psychology, General$50,583Rhetoric and Composition/Writing Studies$25,711
SECTION 06 · BY CIP FAMILY
19 Saint Mary's College of California programs with earnings, grouped by field
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
SOCIAL SCIENCES · CIP 45
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
COMMUNICATION & JOURNALISM · CIP 09
SECTION 07 · SIMILAR INSTITUTIONS
Institutions similar to Saint Mary's College of California in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Saint Mary's College of California graduates earn $X” — not “Saint Mary's College of California makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Saint Mary's College of California caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.