Michigan · Public · Predominantly bachelor's

Michigan

Ann Arbor, Michigan. 33,488 undergraduate students. 360 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

Earnings, completion, debt, and enrollment anomalies at Michigan

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE+17%

Median federal debt at exit

Median federal debt at exit at University of Michigan-Ann Arbor rose 17% between 2017 and 2020 ($16.6k → $19.5k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at University of Michigan-Ann Arbor fell 100% between 2021 and 2024 (0.2% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE+15%

Out-of-state tuition

Out-of-state tuition at University of Michigan-Ann Arbor rose 14% between 2021 and 2024 ($53.2k → $60.9k).

PEER OUTLIER · TRENDING BETTER+55%

Public bachelor's-predominant peer

10-year earnings at University of Michigan-Ann Arbor are 54% above the public bachelor's-predominant peer median ($83.6k vs $54.1k).

SECTION 01 · OUTCOMES SNAPSHOT

Michigan earnings, debt, and completion vs. the Michigan median

Each tile compares this institution to the Michigan median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$83,648+13% · 6→10y
Michigan median $38,167
MEDIAN EARNINGS · 6Y
$73,762
Treasury earnings · 6y post-entry
COMPLETION · 150%
93.2%+13% · '97→'24
Michigan median 57.1%
MEDIAN FEDERAL DEBT
$17,625+81% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
33,488+45% · '96→'24
latest IPEDS
RETENTION
97.6%+2% · '04→'24
first-time, full-time
ADMISSION RATE
17.9%-70% · '01→'24
latest cohort
IN-STATE TUITION
$17,228+172% · '00→'24
out-of-state $58,072
SECTION 02 · EARNINGS HORIZONS

How Michigan earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings at Michigan

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

2.8%
0%8% · GE20%+

Median federal debt $17,625 amortized over 10 years vs. median earnings $83,648 (10y after entry).

SECTION 04 · LONG ARC

Michigan enrollment, completion, and debt over time

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 1996202434,177
34,17723,59019962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997202493.2%
94%82%19972024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$19,500
$21,500$10,36319972020
Median federal student debt at exit.SCORECARD
COMPLETION · 100% · 19972009+26%

Michigan · completion · 100% rose

57.9% → 72.7%

UNDERGRAD ENROLLMENT · 19962024+45%

Michigan · undergrad enrollment rose

23,590 → 34,177

IN-STATE TUITION · 20002024+172%

Michigan · in-state tuition rose

$6,513 → $17,736

OUT-OF-STATE TUITION · 20002024+200%

Michigan · out-of-state tuition rose

$20,323 → $60,946

MEDIAN DEBT · 19972020+81%

Michigan · median debt rose

$10,774 → $19,500

COHORT DEFAULT RATE · 20112024-80%

Michigan · cohort default rate fell

1.6% → 0.0%

PELL SHARE · 20082024+43%

Michigan · pell share rose

12.7% → 18.1%

EARNINGS_MEDIAN_10YR · 20072020+42%

Michigan · earnings_median_10yr rose

$58,800 → $83,648

EARNINGS_MEDIAN_8YR · 20052020+51%

Michigan · earnings_median_8yr rose

$51,700 → $78,273

EARNINGS_MEDIAN_6YR · 20032020+66%

Michigan · earnings_median_6yr rose

$44,500 → $73,762

SECTION 05 · PROGRAMS

Michigan programs ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

Health Professions and Related Clinical Sciences, OtherCIP 5199 · Master's Degree$244,10140 gradsAdvanced/Graduate Dentistry and Oral SciencesCIP 5105 · Master's Degree$203,50433 gradsBusiness Administration, Management and OperationsCIP 5202 · Master's Degree$202,743841 gradsLawCIP 2201 · First Professional Degree$197,273363 gradsComputer EngineeringCIP 1409 · Master's Degree$172,782123 gradsDentistryCIP 5104 · First Professional Degree$158,677128 gradsComputer and Information Sciences, GeneralCIP 1101 · Bachelor's Degree$153,297957 gradsElectrical, Electronics and Communications EngineeringCIP 1410 · Master's Degree$147,6521 gradsSystems EngineeringCIP 1427 · Master's Degree$147,52789 gradsPharmacy, Pharmaceutical Sciences, and AdministrationCIP 5120 · First Professional Degree$142,22483 gradsBusiness Administration, Management and OperationsCIP 5202 · Bachelor's Degree$140,827610 gradsMedicineCIP 5112 · First Professional Degree$134,187169 gradsHealth and Medical Administrative ServicesCIP 5107 · Master's Degree$133,89072 gradsInformation Science/StudiesCIP 1104 · Bachelor's Degree$125,257141 gradsComputer EngineeringCIP 1409 · Bachelor's Degree$123,120110 gradsEngineering, OtherCIP 1499 · Master's Degree$123,04310 gradsAerospace, Aeronautical and Astronautical EngineeringCIP 1402 · Doctoral Degree$120,44528 gradsIndustrial EngineeringCIP 1435 · Master's Degree$119,55097 gradsAerospace, Aeronautical and Astronautical EngineeringCIP 1402 · Master's Degree$119,429110 gradsMechanical EngineeringCIP 1419 · Master's Degree$116,298110 gradsChemistryCIP 4005 · Doctoral Degree$115,61246 gradsRegistered Nursing, Nursing Administration, Nursing Research and Clinical NursingCIP 5138 · Master's Degree$113,943116 gradsAerospace, Aeronautical and Astronautical EngineeringCIP 1402 · Bachelor's Degree$113,025126 gradsAccounting and Related ServicesCIP 5203 · Master's Degree$111,11756 grads
Showing top 24 of 97 ranked programs.360 TOTAL PROGRAMS
SECTION 06 · BY CIP FAMILY

97 Michigan programs with earnings, grouped by field

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

COMPUTER & INFORMATION SCIENCES · CIP 11

EDUCATION · CIP 13

ENGINEERING · CIP 14

FOREIGN LANGUAGES · CIP 16

LEGAL PROFESSIONS · CIP 22

ENGLISH LANGUAGE & LITERATURE · CIP 23

LIBERAL ARTS & GENERAL STUDIES · CIP 24

BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26

MATHEMATICS & STATISTICS · CIP 27

MULTI/INTERDISCIPLINARY STUDIES · CIP 30

PARKS, RECREATION & FITNESS · CIP 31

PHILOSOPHY & RELIGIOUS STUDIES · CIP 38

PHYSICAL SCIENCES · CIP 40

PSYCHOLOGY · CIP 42

PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44

SOCIAL SCIENCES · CIP 45

VISUAL & PERFORMING ARTS · CIP 50

HEALTH PROFESSIONS · CIP 51

BUSINESS, MANAGEMENT & MARKETING · CIP 52

HISTORY · CIP 54

NATURAL RESOURCES & CONSERVATION · CIP 03

ARCHITECTURE · CIP 04

AREA, ETHNIC & CULTURAL STUDIES · CIP 05

COMMUNICATION & JOURNALISM · CIP 09

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Michigan

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$2,450,378
Over 40 years, discounted 5.0%
BREAKEVEN
Year 4
First year cumulative discounted earnings cross zero
graduationbreakeven · year 4year 0year 39
Cost per year
$8,756
HS-only baseline · MI
$36,900
Years to complete
4
CIP family
11

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Michigan graduates earn $X” — not “Michigan makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Michigan caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →