-100%
3-year cohort default rate
3-year cohort default rate at The University of Tennessee-Chattanooga fell 100% between 2021 and 2024 (1.5% → 0.0%).
Tennessee · Public · Predominantly bachelor's
The University of Tennessee-Chattanooga
Chattanooga, Tennessee. 9,878 undergraduate students. 89 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
Earnings, completion, debt, and enrollment anomalies at The University of Tennessee-Chattanooga
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-29%
Out-of-state tuition
Out-of-state tuition at The University of Tennessee-Chattanooga fell 29% between 2021 and 2024 ($26.0k → $18.5k).
SECTION 01 · OUTCOMES SNAPSHOT
The University of Tennessee-Chattanooga earnings, debt, and completion vs. the Tennessee median
Each tile compares this institution to the Tennessee median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$51,151+21% · 6→10y
Tennessee median $38,880$42,209
Treasury earnings · 6y post-entry53.1%+19% · '97→'24
Tennessee median 57.6%$12,000+271% · '97→'20
At program completion9,878+45% · '96→'24
latest IPEDS74.5%+7% · '04→'24
first-time, full-time77.0%+59% · '01→'24
latest cohort$10,144+269% · '00→'24
out-of-state $18,208SECTION 02 · EARNINGS HORIZONS
How The University of Tennessee-Chattanooga earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings at The University of Tennessee-Chattanooga
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.1%Median federal debt $12,000 amortized over 10 years vs. median earnings $51,151 (10y after entry).
SECTION 04 · LONG ARC
The University of Tennessee-Chattanooga enrollment, completion, and debt over time
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+77%
The University of Tennessee-Chattanooga · completion · 100% rose
19.7% → 34.9%
+45%
The University of Tennessee-Chattanooga · undergrad enrollment rose
6,963 → 10,074
+269%
The University of Tennessee-Chattanooga · in-state tuition rose
$2,834 → $10,448
+117%
The University of Tennessee-Chattanooga · out-of-state tuition rose
$8,514 → $18,512
+271%
The University of Tennessee-Chattanooga · median debt rose
$5,250 → $19,500
-100%
The University of Tennessee-Chattanooga · cohort default rate fell
12.1% → 0.0%
+30%
The University of Tennessee-Chattanooga · earnings_median_10yr rose
$39,400 → $51,151
+29%
The University of Tennessee-Chattanooga · earnings_median_8yr rose
$36,600 → $47,038
+26%
The University of Tennessee-Chattanooga · earnings_median_6yr rose
$33,500 → $42,209
SECTION 05 · PROGRAMS
The University of Tennessee-Chattanooga programs ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing$163,373Business Administration, Management and Operations$112,417Psychology, General$105,926Electrical, Electronics and Communications Engineering$93,987Civil Engineering$90,909Engineering, General$90,776Chemical Engineering$89,153Computer Science$88,444Mechanical Engineering$84,859Rehabilitation and Therapeutic Professions$74,541Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing$72,248Engineering-Related Fields$65,588Chemistry$61,703Business Administration, Management and Operations$59,487Allied Health Diagnostic, Intervention, and Treatment Professions$57,849Economics$57,397Teacher Education and Professional Development, Specific Levels and Methods$53,295Applied Mathematics$52,948Biology, General$52,212Health and Physical Education/Fitness$51,418Student Counseling and Personnel Services$51,069History$50,281Communication and Media Studies$48,027Criminal Justice and Corrections$47,664
Showing top 24 of 35 ranked programs.
SECTION 06 · BY CIP FAMILY
35 The University of Tennessee-Chattanooga programs with earnings, grouped by field
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGINEERING · CIP 14
ENGINEERING TECHNOLOGIES · CIP 15
FOREIGN LANGUAGES · CIP 16
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PHYSICAL SCIENCES · CIP 40
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at The University of Tennessee-Chattanooga
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$449,784
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $12,478
- HS-only baseline · TN
- $34,600
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Institutions similar to The University of Tennessee-Chattanooga in Tennessee
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“The University of Tennessee-Chattanooga graduates earn $X” — not “The University of Tennessee-Chattanooga makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending The University of Tennessee-Chattanooga caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.